Financial Planning for Dual-Income Families
Reduce Taxes · Invest Wisely · Enjoy Living
Financial Planning so you can
ENJOY LIFE
Finances can be complicated. But they don’t have to be. You set the vision for your life. We’ll create the plan to get there. And together, we’ll align your finances with your ideal so that you can enjoy life now while knowing you’re set for the future.
Your Guide in a Changing World
The XY Financial Planning Difference
Independent Fiduciary
XYFP is not owned by or affiliated with any insurance company, bank, or broker-dealer. We create plans and give advice in your best interest, with no sales quotas or commissions. The way it should be.
Certified Expertise
Our staff includes two Certified Financial Planners™ and an Masters of Business Administration. We also have an Enrolled Agent with the IRS, making him the only local CFP® who can also give tax advice.
Focused on Family
We work specifically with Dual Income Families. We enable you to enjoy life and family now, without jeopardizing your future in the process. Live confidently knowing you are good now and on track for later.
Commission Free
We never earn commissions or sell products. We are a NAPFA Registered Firm, the highest standard for fee-only fiduciary work, and a member of the Fee-Only Network. Our transparent fees make it easy to know what you’re paying.
How Do We Start?
Discovery Meeting
We’ll meet to discuss your situation, your goals, and what you hope to accomplish. You can ask us questions and decide whether you could see working with us. Bring as much or as little information as you want to this first meeting.
Evaluate Data
Before you hire us, you’ll want to know if we can improve your situation. If the Discovery Meeting was comfortable for you, we’ll gather your data (statements, tax returns, etc.). We’ll sift through it so we know exactly what we’ll be able to do for you.
Strategy Session
We’ll meet again, still with no cost or obligation, and we will share some strategies that will improve your specific situation, even if you don’t work with us. We’ll also quote you a fee, and you’ll leave knowing what you will get and what it will cost by working with us.
Sleep On It
Rushed decisions are bad decisions. If you are trusting us with your retirement, we want you to be confident in it. We insist that you sleep on it before deciding to hire us. Then you can let us know if you’d like to move forward and get the rest of your plan.
What do We Get?
Understanding
Over 2-3 meetings, we’ll teach you, in plain English, about what you have and strategies to make it better. Even clients with limited prior financial knowledge will finally understand and be confident in their finances.
Interactive Forecast
Using eMoney, we’ll show you where you might be before and after we make changes to the strategy. Seeing the long-term impacts of today’s actions will help us to make better decisions and reach your goals.
1-Page Plan
We’ll deliver a one-page action plan summarizing everything we need to do. No 80-page binder of boring charts and graphs. Just simple statements to help you reduce taxes, invest wisely, and retire secure.
Help Getting it Done
With a plan in hand, you may also choose to engage us to help you get it all done. From managing investments to preparing taxes, to even completing estate documents, we’ll help you go from “should” to “did.”
Financial Planning for the
Full Family
XY Financial Planning is a division of La Crosse Financial Planning, a Fee-Only Fiduciary Financial Planning Firm enabling Folks over Fifty to Retire Successfully and Stay Successfully Retired. Over age 50?