Financial Snapshot

A simple look at the markets, inflation, and interest rates, and how they connect to your financial life.

S&P 500 Index
7,561.67
↑ +12.23 % vs. 1 year ago
Latest reported closing value
As of Nov 12, 2026 View on FRED →
Inflation (CPI)
3.72%
↑ +0.69 pp vs. 1 year ago
12-month consumer price change
As of Aug 31, 2026 View on FRED →
10-Year Treasury
5.10%
↑ +1.02 pp vs. 1 year ago
10-year U.S. Treasury yield
As of Nov 11, 2026 View on FRED →
Federal Interest Rate
3.88%
↑ +0.01 pp vs. 1 year ago
Effective federal funds rate
As of Nov 11, 2026 View on FRED →

S&P 500 Historical Performance

Historical S&P 500 closing values.

— 1Y change
Source: S&P Dow Jones Indices via FRED

U.S. Inflation Rate (CPI)

Annual change in consumer prices over the past 10 years.

— Available history change
Source: FRED - Consumer Price Index

10-Year U.S. Treasury Yield

Historical Treasury yields over the past 10 years.

— Available history change
Source: FRED - 10-Year Treasury Yield
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Why Choose La Crosse Financial Planning?

Integrated Planning

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Common Questions

Our Financial Snapshot automatically retrieves the latest available information from Federal Reserve Economic Data (FRED). S&P 500 index values and Treasury yields are generally updated on business days, while inflation data is released monthly. Updates depend on each data source’s reporting schedule, and some figures may be delayed or revised.
The S&P 500 is a stock market index that tracks approximately 500 leading U.S. companies. It’s widely used as a benchmark for the performance of large U.S. stocks and provides a useful snapshot of overall market trends. However, the S&P 500 represents only one part of the investment landscape and doesn’t reflect the performance of every investment portfolio.
Inflation measures how the prices of goods and services change over time. When inflation rises, your money generally buys less, which can affect everyday expenses, retirement savings, and long-term purchasing power. A thoughtful financial plan considers inflation when evaluating future income needs, investment strategies, and retirement goals.
The 10-year U.S. Treasury yield is an important benchmark for interest rates throughout the economy. Changes in Treasury yields can influence mortgage rates, borrowing costs, bond prices, and investment decisions. Understanding these movements can provide helpful context when evaluating your overall financial strategy.
The federal funds rate is the interest rate banks charge one another for overnight lending. The Federal Reserve sets a target range for this rate as part of its monetary policy. Changes in the federal funds rate can influence borrowing costs, savings rates, and broader economic conditions. The rate displayed in our Financial Snapshot represents the effective federal funds rate.
Not necessarily. While market performance, inflation, and interest rates provide valuable information, short-term economic changes don’t always require adjustments to your financial plan. Investment decisions should consider your individual goals, time horizon, risk tolerance, tax situation, and long-term strategy. At La Crosse Financial Planning, we believe these indicators are most useful when viewed within the context of your complete financial picture.
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