Your Guide in a Changing World
The La Crosse Financial Planning Difference
Independent Fiduciary
LaxFP is not owned by or affiliated with any insurance company, bank, or broker-dealer. We create plans and give advice in your best interest, with no sales quotas or commissions. The way it should be.
Certified Expertise
The Certified Financial Planner™ designation is the Gold Standard for comprehensive financial planning. We also have an Enrolled Agent with the IRS, making him the only local CFP® who can also give tax advice.
Focused on 50+
We work specifically with people over age 50. All our time is spent serving this unique set of needs. Comprehensive retirement planning is what we do. With 30+ years ahead as planners, we are the last advisors you’ll ever need.
Commission Free
We never earn commissions or sell products. We are NAPFA Registered Advisors, the highest standard for fee-only fiduciary work, and a member of the Fee-Only Network. Our transparent fees make it easy to know what you’re paying.
How Do We Start?
The 3D Evaluation® Process
Discover
We’ll meet to discuss your situation, your goals, and what you hope to accomplish. You can ask us questions and decide whether you could see working with us. Then you’ll provide as much data as your comfortable with so that we can “look under the hood.”
Demo
We’ll meet again for our “Strategy Session,” still with no cost or obligation, and we will share some strategies that will improve your specific situation, even if you don’t work with us. We’ll walk you through everything will do for you and exactly what it will cost, and send you home.
Decide
Rushed decisions are bad decisions. If you are trusting us with your retirement, we want you to be confident in it. We insist that you sleep on it before deciding to hire us. Then you can let us know if you’d like to move forward and get the rest of your plan.
What do We Get?
Full Understanding
Over 2-3 meetings, we’ll teach you, in plain English, about what you have and strategies to make it better. Even clients with limited prior financial knowledge will finally understand and be confident in their retirement.
Interactive Planning
Using software, we’ll show you where you might be before and after we make changes to the strategy. Seeing the long-term impacts of today’s actions will help us to make better decisions and successfully retire.
Get it Done
We’ll summarize your plan with one page of simple action steps. No 120-page binder of boring text and graphs. We’ll then execute it for you. From managing investments, to preparing taxes, to completing estate documents, we’ll help you go from “should” to “did.”
Not Sure if You Need Planning?
New Book Available Now!
3D RETIREMENT INCOME
Creating a Retirement Income that Outpaces Inflation, Outlives You, and Outperforms Others
3D Retirement Income will teach you how to turn your Nest Egg into an income to Retire Successfully and Stay Successfully Retired.
Need More Info?
Association Memberships:
Financial Planning for the
Full Family
XY Financial Planning, a division of La Crosse Financial Planning, is a Fee-Only Fiduciary Financial Planning Firm enabling Families to Win with Money and Enjoy Life. Under age 50?
