Financial Planning Services
Your Sole Source for everything you need. Our All-In Service includes:
Financial Planning
The Core of our Business
We believe that All Success comes from Creating and Continuously Acting on a Plan. Not in Procrastinating and Repeatedly Reacting to Life.
We offer comprehensive personal financial planning services for a flat fee, covering all aspects of your financial life.
Investment Management
Funding the Plan Efficiently
A personalized investment strategy is essential to achieving long-term financial goals. Without a clear investing plan, individuals risk costly mistakes and may miss out on lifetime returns.
As part of our comprehensive financial planning services, we design your investment plan, open the necessary accounts, and actively manage your portfolio.
Tax Preparation
Coordinating the Past & Future
We provide integrated tax planning and tax preparation services to help you minimize lifetime taxes and maximize deductions.
Tax planning looks ahead to reduce future tax liability, while tax preparation focuses on accurately filing last year’s return and claiming all eligible credits and deductions.
With both services under one roof, we ensure seamless coordination. Our team includes two federally licensed tax professionals with advanced training and ongoing education, giving you expert guidance for both today’s taxes and tomorrow’s strategy.
Estate Documents
Putting Your Planning into Writing
Our estate planning process is designed to help you protect your legacy and ensure your assets are passed on to your children and favorite charities—without unnecessary costs, delays, or family conflict. We educate you on every step, so you understand your options and feel confident in the outcome.
We offer a practical alternative to traditional estate document options:
Traditional Options:
1. Hire an Attorney
- Cost: $2,000–$10,000+
- Pros: Legal advice included
- Cons: High cost, often no follow-up or planning guidance
2. Online Document Prep
- Cost: $100–$600
- Pros: Low cost
- Cons: Generic templates, limited support, uncertain accuracy
LaxFP Estate Planning – A Smarter Third Option
We partner with a professional estate planning firm to offer comprehensive estate documents at no additional cost to our clients. Here’s how we stand out:
- Cost: Included with your financial planning service
- Pros: Personalized guidance, educational support, organized document preparation, and follow-through
- Cons: No legal advice is provided (complex needs may require external legal counsel)
You’ll receive all essential estate planning documents, including wills, powers of attorney, healthcare directives, and trusts—backed by a process you can trust. Our team handles the planning and data gathering, while our partner firm prepares the legal documents.
Insurance Advice
Protect Everything You’ve Planned
After you’ve built your wealth, protecting it is just as important. While we don’t sell insurance, we provide unbiased insurance advice as part of your comprehensive financial plan. Our team understands the complexities, coverage gaps, and critical role insurance plays in protecting your assets and financial future.
As fee-only fiduciary financial planners, we never earn commissions—which means our insurance recommendations are based solely on your needs, not incentives. If your plan calls for life, disability, long-term care, or other insurance coverage, we’ll explain what you need and why.
To help you implement the right coverage, we’ve vetted independent insurance brokers who offer competitive options and trustworthy service. You get the best value for your situation—with expert guidance, not a sales pitch.
How are you doing in all these areas?
